:root{
  --sky:#2E6FA8; --sky-dark:#1F5589; --sun:#F2994A; --cloud:#F7FAFC; --cloud-2:#EDF3F8;
  --ink:#1E2A38; --muted:#4A5D71; --line:#DCE6EE; --card:#FFFFFF;
  --shell:1120px; --r:16px; --sans:-apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,Helvetica,Arial,sans-serif;
  --shadow:0 2px 10px rgba(30,42,56,.06); --shadow-lg:0 12px 34px rgba(30,42,56,.12);
}
*{box-sizing:border-box}
html{-webkit-text-size-adjust:100%;scroll-behavior:smooth}
body{margin:0;font-family:var(--sans);color:var(--ink);line-height:1.7;font-size:17px;background:var(--cloud)}
img{max-width:100%;height:auto}
a{color:var(--sky-dark);text-decoration:none}
a:hover{text-decoration:underline}
.fk-shell{max-width:var(--shell);margin:0 auto;padding:0 22px}
.fk-skip{position:absolute;left:-999px}
.fk-skip:focus{left:8px;top:8px;background:var(--sky);color:#fff;padding:10px 16px;z-index:200;border-radius:8px}

.fk-header{position:sticky;top:0;z-index:100;background:rgba(247,250,252,.9);backdrop-filter:blur(12px) saturate(140%);border-bottom:1px solid var(--line)}
.fk-head-in{display:flex;align-items:center;justify-content:space-between;height:70px;gap:20px}
.fk-brand{display:flex;align-items:center;gap:10px;color:var(--ink);font-weight:700;font-size:1.2rem;letter-spacing:-.01em}
.fk-brand:hover{text-decoration:none}
.fk-accent{color:var(--sky)}
.fk-orb{font-size:1.3rem;color:var(--sun)}
.fk-nav{display:flex;gap:22px}
.fk-nav a{color:var(--muted);font-weight:600;font-size:.94rem}
.fk-nav a:hover{color:var(--sky);text-decoration:none}
.fk-burger{display:none;background:none;border:0;flex-direction:column;gap:5px;cursor:pointer;padding:8px}
.fk-burger span{width:24px;height:2px;background:var(--ink);display:block}

.fk-crumbs{font-size:.85rem;color:var(--muted);padding:14px 0 0}
.fk-crumbs a{color:var(--muted)}
.fk-sep{margin:0 8px;opacity:.5}

.fk-hero{padding:70px 0 54px;text-align:center;background:linear-gradient(180deg,var(--cloud-2),var(--cloud))}
.fk-hero h1{font-size:clamp(2.1rem,5vw,3.4rem);line-height:1.12;margin:0 0 18px;letter-spacing:-.02em;color:var(--ink)}
.fk-hero .lead{font-size:1.12rem;color:var(--muted);max-width:44em;margin:0 auto 30px}
.fk-eyebrow{display:inline-block;font-size:.78rem;text-transform:uppercase;letter-spacing:.15em;color:var(--sky-dark);margin-bottom:16px;border:1px solid var(--sky);padding:6px 16px;border-radius:99px}
.fk-cta{display:flex;gap:14px;justify-content:center;flex-wrap:wrap}
.fk-btn{display:inline-block;background:linear-gradient(120deg,var(--sky),var(--sky-dark));color:#fff;font-weight:700;padding:14px 28px;border-radius:99px;
  box-shadow:0 8px 26px rgba(46,111,168,.32);transition:transform .15s,box-shadow .15s;border:0;cursor:pointer;font-size:1rem}
.fk-btn:hover{text-decoration:none;transform:translateY(-2px);box-shadow:0 12px 32px rgba(46,111,168,.44)}
.fk-btn-g{background:transparent;border:2px solid var(--sky);color:var(--sky-dark);box-shadow:none}
.fk-btn-g:hover{background:rgba(46,111,168,.08);box-shadow:none}

.fk-sec{padding:50px 0}
.fk-sec h2{font-size:clamp(1.5rem,3vw,2rem);margin:0 0 8px;letter-spacing:-.01em;color:var(--ink);text-align:center}
.fk-lede{font-size:1.05rem;color:var(--muted);text-align:center}
.fk-narrow{max-width:800px;margin:0 auto}

.fk-page-head{padding:34px 0 4px}
.fk-page-head h1{font-size:clamp(1.85rem,4vw,2.7rem);margin:0 0 12px;letter-spacing:-.02em;color:var(--ink);line-height:1.15}
.fk-sub{color:var(--muted);font-size:1.02rem}
.fk-kat-badge{display:inline-block;font-size:.74rem;text-transform:uppercase;letter-spacing:.12em;color:var(--sun);border:1px solid #F5C08A;padding:5px 13px;border-radius:99px;margin-bottom:14px}

.fk-article{background:var(--card);border:1px solid var(--line);border-radius:var(--r);padding:40px;margin:26px 0;box-shadow:var(--shadow)}
.fk-article h2{margin-top:30px;font-size:1.4rem}
.fk-article h2:first-child{margin-top:0}
.fk-article p{margin:0 0 16px}

.fk-grid{display:grid;gap:16px}
.fk-g2{grid-template-columns:repeat(2,1fr)}
.fk-g3{grid-template-columns:repeat(3,1fr)}
.fk-g4{grid-template-columns:repeat(4,1fr)}
.fk-card{background:var(--card);border:1px solid var(--line);border-radius:var(--r);padding:24px;position:relative;
  transition:transform .18s,box-shadow .18s;box-shadow:var(--shadow)}
.fk-card:hover{transform:translateY(-4px);box-shadow:var(--shadow-lg)}
.fk-card h3{margin:0 0 8px;font-size:1.06rem;color:var(--ink)}
.fk-card p{margin:0;color:var(--muted);font-size:.92rem}
.fk-card-link{position:absolute;inset:0;border-radius:var(--r)}

.fk-box{border-radius:var(--r);padding:22px 24px;margin:24px 0;border:1px solid var(--line);background:var(--card);box-shadow:var(--shadow)}
.fk-box h3{margin:0 0 8px;font-size:1rem;color:var(--ink)}
.fk-box p{margin:0;font-size:.97rem}
.fk-box-answer{background:linear-gradient(120deg,rgba(46,111,168,.08),rgba(242,153,74,.06));border-color:#CFE0EE}
.fk-box-tip{background:#FFF3E8;border-color:#F5D9BC}
.fk-box-note{background:var(--cloud-2);border-color:var(--line)}

.fk-table{width:100%;border-collapse:collapse;margin:16px 0;background:var(--card);border:1px solid var(--line);border-radius:var(--r);overflow:hidden}
.fk-table th,.fk-table td{text-align:left;padding:14px 18px;border-bottom:1px solid var(--line);font-size:.95rem}
.fk-table th{color:var(--ink);font-weight:600;width:32%}
.fk-table tr:last-child td,.fk-table tr:last-child th{border-bottom:0}

.fk-faq details{background:var(--card);border:1px solid var(--line);border-radius:12px;margin:0 0 10px;padding:2px 20px;box-shadow:var(--shadow)}
.fk-faq summary{cursor:pointer;font-weight:600;padding:15px 0;list-style:none;color:var(--ink)}
.fk-faq summary::-webkit-details-marker{display:none}
.fk-faq summary:before{content:"+";color:var(--sky);font-weight:700;margin-right:11px}
.fk-faq details[open] summary:before{content:"\2013"}
.fk-faq p{margin:0 0 15px;color:var(--muted)}

.fk-az{display:flex;flex-wrap:wrap;gap:7px;margin:20px 0}
.fk-az a{background:var(--card);border:1px solid var(--line);border-radius:9px;padding:8px 14px;font-weight:600;color:var(--ink);min-width:40px;text-align:center;box-shadow:var(--shadow)}
.fk-az a:hover{border-color:var(--sky);text-decoration:none}
.fk-symlist{columns:3;column-gap:26px;margin:16px 0}
.fk-symlist a{display:block;padding:5px 0;font-size:.95rem;color:var(--ink);break-inside:avoid}
.fk-symlist a:hover{color:var(--sky-dark);text-decoration:none}
.fk-tags a{display:inline-block;background:var(--card);border:1px solid var(--line);padding:7px 14px;border-radius:99px;font-size:.88rem;margin:0 7px 8px 0;color:var(--ink)}
.fk-tags a:hover{border-color:var(--sky);text-decoration:none}

.fk-kpi{display:grid;grid-template-columns:repeat(3,1fr);gap:14px;margin:26px 0}
.fk-kpi div{background:var(--card);border:1px solid var(--line);border-radius:14px;padding:18px;text-align:center;box-shadow:var(--shadow)}
.fk-kpi b{display:block;font-size:1.7rem;line-height:1.2;background:linear-gradient(120deg,var(--sky),var(--sun));-webkit-background-clip:text;background-clip:text;color:transparent}
.fk-kpi span{font-size:.78rem;color:var(--muted);text-transform:uppercase;letter-spacing:.08em}

.fk-band{background:linear-gradient(120deg,var(--sky),var(--sky-dark));padding:52px 0;margin-top:34px;text-align:center;color:#fff}
.fk-band h2{margin:0 0 12px;color:#fff}
.fk-band p{color:rgba(255,255,255,.9);max-width:40em;margin:0 auto 22px}
.fk-band .fk-btn{background:#fff;color:var(--sky-dark);box-shadow:0 8px 26px rgba(0,0,0,.18)}

.fk-footer{margin-top:56px;border-top:1px solid var(--line);background:var(--cloud-2)}
.fk-foot-grid{display:grid;grid-template-columns:1.7fr 1fr 1fr;gap:34px;padding:52px 22px 32px}
.fk-footer h3{color:var(--ink);font-size:.86rem;text-transform:uppercase;letter-spacing:.1em;margin:0 0 14px}
.fk-footer ul{list-style:none;margin:0;padding:0}
.fk-footer li{margin:0 0 9px}
.fk-footer a{color:var(--muted);font-size:.93rem}
.fk-footer a:hover{color:var(--sky-dark);text-decoration:none}
.fk-foot-txt{color:var(--muted);font-size:.91rem;margin:12px 0 0}
.fk-brand-f{margin-bottom:6px}
.fk-foot-legal{border-top:1px solid var(--line);padding:20px 0}
.fk-foot-legal p{color:#8199AC;font-size:.81rem;text-align:center;max-width:900px;margin:0 auto 8px}
.fk-copy{opacity:.8}

@media(max-width:960px){
  .fk-g3,.fk-g4{grid-template-columns:repeat(2,1fr)}
  .fk-symlist{columns:2}
  .fk-foot-grid{grid-template-columns:1fr 1fr}
  .fk-kpi{grid-template-columns:repeat(3,1fr)}
  .fk-article{padding:26px 20px}
  .fk-burger{display:flex}
  .fk-nav{position:absolute;top:70px;left:0;right:0;background:var(--cloud);flex-direction:column;gap:0;padding:6px 0;display:none;border-bottom:1px solid var(--line)}
  body.fk-open .fk-nav{display:flex}
  .fk-nav a{padding:14px 22px;border-top:1px solid var(--line)}
}
@media(max-width:560px){
  .fk-g2,.fk-g3,.fk-g4{grid-template-columns:1fr}
  .fk-symlist{columns:1}
  .fk-foot-grid{grid-template-columns:1fr}
  .fk-kpi{grid-template-columns:1fr 1fr}
}